<USERID>123-45-6789 <!-- User ID (that is, SSN) -->
<BANKACCTFROM> <!-- Identify the account -->
<BANKID>121099999 <!-- Routing transit or other FI ID -->
<ACCTID>999988 <!-- Account number -->
<ACCTTYPE>CHECKING <!-- Account type -->
The new spec. established by:
M$, Intuit, CheckFree
More info:
http://www.ofx.net/ofx/noreg.asp
<OFX> <!-- Begin request data -->
<SIGNONMSGSRQV1>
<SONRQ> <!-- Begin signon -->
<DTCLIENT>19961029101000 <!-- Oct. 29, 1996, 10:10:00 am -->
<USERID>123-45-6789 <!-- User ID (that is, SSN) -->
<USERPASS>MyPassword <!-- Password (SSL encrypts whole) -->
<LANGUAGE>ENG <!-- Language used for text -->
<FI> <!-- ID of receiving institution -->
<ORG>NCH <!-- Name of ID owner -->
<FID>1001 <!-- Actual ID -->
</FI>
<APPID>MyApp
<APPVER>0500
</SONRQ> <!-- End of signon -->
</SIGNONMSGSRQV1>
<BANKMSGSRQV1>
<STMTTRNRQ> <!-- First request in file -->
<TRNUID>1001
<STMTRQ> <!-- Begin statement request -->
<BANKACCTFROM> <!-- Identify the account -->
<BANKID>121099999 <!-- Routing transit or other FI ID -->
<ACCTID>999988 <!-- Account number -->
<ACCTTYPE>CHECKING <!-- Account type -->
</BANKACCTFROM> <!-- End of account ID -->
<INCTRAN> <!-- Begin include transaction -->
<INCLUDE>Y <!-- Include transactions -->
</INCTRAN> <!-- End of include transaction -->
</STMTRQ> <!-- End of statement request -->
</STMTTRNRQ> <!-- End of first request -->
</BANKMSGSRQV1>
</OFX> <!-- End of request data -->